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The return policy is one of the kookier rules of buying used at GS. Basically a free rental service if you abuse it.

But I think the whole idea behind that is to get consumers in the GS "loop" where you turn in your old games and continue to buy used games from them.

$5 off is not worth buying used at all. For that little, I insist on eating the extra cost and giving the developer/publisher their due, not GS. Or better yet, just wait until the game goes on sale.