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ameratsu said:

What's wrong with piggy backing? I mean, someone is paying $50 a year for peer to peer online play and a barrage of other features. Why is it such a stretch to allow a friend to save progress online so long as they're playing in the same game as the gold user?

edit: I am fucking sick of people defending patently anti-consumer measures. There is no good reason why I shouldn't be able to load my silver profile and play with my roommate online. Hell, even if I got a gold account, none of the paid content would be transferable to another xbox making getting a gold account without my own xbox entirely pointless.

Premium service my foot since microsoft prevents stat saving and built character loading for mixed local/online play.

You can put your profile on a memory card.  Depending on how stats are handled by the game developer, the stats could loaded upon sign in.  Paid content is transferable to another Xbox.  You have to go through a process of license transfer though. 

Not really sure what your beef is on this.