Regarding the $3 trillion figure, it seems it was already being quoted in April:
http://online.wsj.com/article/SB124028315955338071.html
"The rescue efforts have expanded since Congress approved the $700 billion bailout package last fall. The initiative now includes about a dozen programs that could reach a price tag of $3 trillion when Federal Reserve loans, Federal Deposit Insurance Corp. guarantees and private money are factored in, according to the report by the Office of the Special Inspector General for the Troubled Asset Relief Program set for release Tuesday."
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