By using this site, you agree to our Privacy Policy and our Terms of Use. Close
tombi123 said:
When I was 17 I paid £1125 for my car. I paid £1800 for my first year of insurance. So basically they were saying that I was going to write off my car 1.5 times in one year.

Car insurance shouldn't be compulsary.

basic government mandated car insurance isn't about covering the damage to your car in an accident. It is about protecting you from the costs related to the damage a motor vehicle can cause. This covers damage to other people (both pedestrians and drivers), yourself, and to others property.

  • Think how fucked your life would be if you got in an accident that made someone a pararpeligic, and you were given the bill to cover their care.
  • Think how fucked your life would be if you got in an accident that made you a pararpeligic, and the person responsible had no money to cover your care.

 

At least in canada the coverage you described to pay for your car if it was damaged in a crash (if it was your fault) is not compulsory, but is an additional expense one can take on if they so choose.