The Worst Is Over For Economy

[NJ5]

I would also like to know what data there is to say delinquencies are down.

Foreclosures were up 15% in the first half of 2009 (and broke a record):

http://money.cnn.com/2009/07/16/real_estate/RealtyTrac_foreclosure_report/index.htm?cnn=yes

Credit card charge-offs and some measures of delinquencies are also rising:

http://www.bloomberg.com/apps/news?pid=20601087&sid=ap_I2MWa2QMo

13.86% of credit card customers at Bank of America aren't paying their credit card debt.