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Get used to this. To simplify things, for the last 10 years we have, as a nation, been living above our means. This means for a period, we have to live below our means until we pay off the debt. Once that's done, we then will, hopefully, live within our means, which is below where we were 3 years ago.

So I don't expect it to be like it was 3 years ago until our means get us there, so 30 years or so.