Someone in a financial situation such as yourself would make a good investment if you perhaps got a Gamefly account http://www.gamefly.com/.
$8.95 a month, you keep the game as long as you like and no late fees. You can play all the new and old catalog of 360 games.
I would save a bit and order a discounted gold membership card for 1 year from amazon to fill the multi-player void during the slow times.
@ haxxly......yeah, threads about systems collecting dust are always amusing. I will have to make one about my PS3, because currently I play my 360 way more, and the Wii as well......:)







