Kasz216 on 17 May 2009
| That Guy said: theorhetically, the credit industry should keep itself in check. However, we've built our entire economic system around the "credit rating," so you almost NEED a credit card in order to build up your credit. As such, the credit card companies are holding Americans by the balls and they really have no consequences. Obama is simply trying to mitigate predatory lending. |
Well you could get a credit card... put stuff on it... but always pay it off at the end of the month.
That's what I do. Costs me nothing... builds up credit score.
