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I get distracted way too easily...

I'll pick up a game, play a bit, wander off, then start playing it again in a month. Monthly fees are bad for this sort of thing because it just means that it costs more.

Plus I like playing lots of older games. Monthly fee games disappear when they get old so while I can still install Baldur's Gate 2 and play it today, I probably won't be able to do the same with a monthly fee game in 10 years.