| akuma587 said: I never said that most people couldn't qualify for coverage. I said that many people can't, and many others are only able to get unaffordable coverage. Its state laws that allow this to happen. There should be federal laws passed (and likely will be) that give insurance companies much less room to discriminate. http://www.msnbc.msn.com/id/26664727/ But it's those who must purchase their own coverage, typically because they are self-employed or work for a company that doesn't provide benefits, who are in a uniquely precarious position. More than 27 percent of people who are self-employed have no insurance, compared with 13 percent for those who work for large companies. If you're buying your own health insurance, not only will you pay higher premiums than those who get a bulk rate as part of a group policy, but insurers in most states have much greater leeway to turn you down if they think their odds of losing money on you are too high. When confronted with an applicant who has any kind of medical history (including routine issues such as allergies, a past cesarean section delivery or acid reflux), insurers are usually perfectly free to charge much higher rates or to deny coverage altogether — leading to an entire category of women who are essentially uninsurable. |
Define... "many".
It seems more like "some/few".
Additionally as your article stated... a lot of what they are doing are illegal. It says it's legal in the start. Yet mentions the lawsuits in the end.
what your suggesting would be even more catostrophic.
There needs to be a lot of regulations taken off some parts of healthcare and others put in... however government run healthcare just isn't going to work as seen by the problems with Medicaid.
