The problem with individual plans is that once you start getting sick and once you start getting any kind of actual health conditions, your rates become astronomical, and the health insurance company can just choose to drop you altogether.
Costs are spread out in employer plans, so simply getting dropped from the planned altogether is pretty much unheard of.
One of the biggest problems is that insurance companies simply have too much power over their policies. They have lobbied for all kinds of legislation from federal and state legislatures that have allowed them to do all kinds of questionable things, like dropping people arbitrarily from their plans and jacking up rates whenever they choose.
We had two bags of grass, seventy-five pellets of mescaline, five sheets of high-powered blotter acid, a salt shaker half full of cocaine, a whole galaxy of multi-colored uppers, downers, screamers, laughers…Also a quart of tequila, a quart of rum, a case of beer, a pint of raw ether and two dozen amyls. The only thing that really worried me was the ether. There is nothing in the world more helpless and irresponsible and depraved than a man in the depths of an ether binge. –Raoul Duke
It is hard to shed anything but crocodile tears over White House speechwriter Patrick Buchanan's tragic analysis of the Nixon debacle. "It's like Sisyphus," he said. "We rolled the rock all the way up the mountain...and it rolled right back down on us...." Neither Sisyphus nor the commander of the Light Brigade nor Pat Buchanan had the time or any real inclination to question what they were doing...a martyr, to the bitter end, to a "flawed" cause and a narrow, atavistic concept of conservative politics that has done more damage to itself and the country in less than six years than its liberal enemies could have done in two or three decades. -Hunter S. Thompson
