Another thing I just thought of, again just throwing this into the debate, is insurance really the only way to be covered for health care? I mean all insurance does is pay out expenses you rack up... There are other ways to set aside money for health care, like a Health Savings Account. You don't pay much if anything for a HSA and you keep all the money (tax free I might add) to pay for medical expenses. And if you don't use it, you keep it for retirement.
Come to think of it, I nearly signed up for a HSA a couple years ago... I think it is a better plan to have an HSA and a low coverage emergency only insurance. After all, insurance was only intended to be used for medical emergencies.










