| Slimebeast said: Oh yeah, that's a big factor too. The lack of consumer interest in how much stuff cost. The consequence of an insurance based system. How can it be changed? |
I know how I would do it.
Get rid of health insurance all together. If you need healthcare, you pay for it. I am not against the government giving out extremely low interest guaranteed loans to pay for these services.
If you look at the healthcare industry where insurance is not a factor, like elective eye surgery, or plastic surgery, the services over the last 10 years have gotten so much better, and are drastically cheaper. You are also treated very well by the doctors and nurses. They are competing for your business, so they have to make sure they provide a better service at a better cost then the next guy.
Right now it’s crazy to ask someone to pay 50k for a bypass surgery. But if there was no insurance, that operation would probably cost around 3k, and be done with so much more comfort and efficiency. If you can’t afford it, take out a loan with the government, and pay it back though tax return deductions, or with a payment plan.
With this plan, everyone still gets healthcare, but the consumer now cares what things cost. It drives competition, and competition breeds excellence.
