To the OP, don't worry about it. I didn't have sex until I was in my early 20s. Plenty of chances, I was just very scared of human contact.
Since then, I've rocked more ass than Bon Jovi circa 1986. When it comes to you, you'll know it.
When you know the time is right to strike, just do it. Even if you fail, you'll feel better about yourself afterward.

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