nordlead said:
Onyxmeth said:
chaospluto said:
Onyxmeth said:
I don't know whether to take this seriously or not. It sounds like a well executed joke post because I'm seriously confused here. Let me answer it both ways.
Joke post: Meh...I've heard better.
Serious: Go to college. Gamestop management can barely support you for life. Forget about being a clerk.
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If he/she is single and lives in a cheap apartment. It's very easy to live off Minimum Wage, I know people that live fine that way. Drive a nice car, have nice stuff, it just takes budgeting your money.
As for me, no way that would suffice.
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$7.25 per hour x 32 hours (since a clerk is a part time job, not full time)=$232 a week. Take 10% for taxes so $208.80 a week. I'll round up to $210. So $840 every four weeks.
Rent: $400 (Fair, right? That's pretty low end.)
Gas: $70 (Two fillups a month. Any less than that is unrealistic.)
Electric: $50 (I'm paying three times as much so I figure this will work out correctly. I used to manage about $50 when I had a small one bedroom.)
Food: $200 (This is basically a diet of pasta, cheap shit food, some vegetables and cheap meat. Everything is grocery store bought.)
Water: $20 (I can't remember what my bill was but I'm sure it was in this vicinity.)
So that leaves you with $100 a month and is under the assumption that your car was purchased in total. It's $100 to use for medical services, car maintenance, and entertainment purposes. I suppose it is "possible" to live like this for a short period of time until you hit one single rainy day and your life turns upside down from that first problem that requires money to fix it.
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To be fair, someone could room with another person and cut his bills in half. So ~$300/month which will get spread pretty thin anyways.
I know how to balance a budget, and I understand personal finances very well. I'm the only person I know who managed to go through college and end up without any debts at all. In fact, I had enough money to buy a new car outright by the time I graduated. If by nice car you mean a 10 year old Honda Accord for ~4.5k then sure, cause that is what I bought. I think it is nice, but I'd never tell someone else I have a "nice" car. Either they are racking up the debt, or your definition of nice is way lower than my definition of nice.
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I know there are other ways to cut the budget down. I was merely using chaospluto's scenario at face value to show that it's far too little money to support that lifestyle. I didn't even get into the "having nice things" portion, but it's obviously not possible.
