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hmmm yeah and ??? they have your credit card information on file even when it's not on your account anymore... if you did a transaction they have a trace in the accounting dpt anyway.... it stays on your account and what is the problem with that they don't charge you if you don't make a purchase I don't see the issue here.... people should be more concerned by other subscription they do online or even purchase they do in stores... you have more chance of a clerk in a shop using your card info than MS on your XBox live account trust me