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hooooolllly shit bardic. How did you rack up that much of a debt? I avoid any form of debt at all costs. Even if it means not seeking medical treatment when I need it haha. All I have is my car loan (which is a fairly low amount since I paid 1/3 of the cars cost in my down payment) and I pay my credit card off in full every month. I only use it to get the rewards points.



[2:08:58 am] Moongoddess256: being asian makes you naturally good at ddr
[2:09:22 am] gnizmo: its a weird genetic thing
[2:09:30 am] gnizmo: goes back to hunting giant crabs in feudal Japan