HappySqurriel said:
SciFiBoy said:
HappySqurriel said:
| SciFiBoy said:
the government should supply the funds themselves through the welfare state, like Housing benefit
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Great, not only will you get a multi-decade housing bubble that will push starter homes to costing more than the typical person can afford you will also have insanely high tax rates to ensure that unemployed high-school drop-outs have a 6 bedroom house in a good community ...
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wow, well done for assuming the worst and fearmongering on the extremes!
your post is nonsense, thats not what i mean and you know it, i mean making affordable council housing available and helping the poorer in society have a place to live
what do you suggest? leaving the poor to rot in the streets?
edit: as for taxes, i think we should tax the rich/super rich more and also tax big buisness more and spend government money on whats needed not useless shit like nuclear weapons and things that breach civil liberties
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If you want more affordable housing just return to the rules our grandparents were accustomed to ... If people need to save 25% for the downpayment on their house and have a 15 year mortgage for no more than about 35% of their take home income housing prices would remain at a much more steadily at a level where anyone could work hard and own a home of their own. All 40+ year mortgages with 0% down and payments at (over) 60% of a person's income have done is push housing prices to a level where people of lower income could never save enough money for a large enough down payment to make houses affordable ...
Government efforts to create affordable housing tend to work out very poorly ... An example of this is housing projects throughout the united states.
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maybe theyre just doing it wrong, i dont see any reason it shouldnt work if done properly, everyone needs somewhere to live
