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Sidenote: why is it that we read of horrendous disasters where thousands of people die all around the world, and why is it that natural disasters in the United States rarely enter into the thousands (much less 10s of thousands sometimes?)

Its because a lot of other places have indecent housing and corrupt contractors are using shoddy material to build up flimsy structures. As a result, many thousands of people die unnecessarily because the contractor cheaped out on their work?

Anyways, the bottom line is that human corruption is prevalent in all aspects of organizations, whether it be financial, political, or religious. Someone always gets screwed over from these big three organizations.