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Core 2 Duo E4300 @ 3.4GHz
ATI/AMD X1950 Pro (I'll upgrade when someone introduces a true mid-level card)
2 GB Patriot 6400 DDR
Giga-byte GA-965DS rev 3.3
XP SP2 (I'll upgrade to Vista when it has gaming performance on par with xp or DX10 proves itself)

Total cost was about $500 8 months ago and it's super fast because of the o/c. I've since added 1 TB of sata storage and a zalman cooler.

@totalwar23 You should see if you can o/c that cpu. It'll go a whole lot faster than stock speed. Half-height cards aren't any slower than normal cards. Also, try getting firefox and seeing if you are still browsing slowly.