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Sucks.... but hey, my high school was so competitive the year I graduated that even though I would have been valedictorian any of the previous ten years, I graduated 11th in my class...

And half the people in the top ten ahead of me went to the same school in-state and picked off all the local and business scholarships leaving me with a whopping.... 2k in scholarships!

And my family is firmly middle class, and had about enough to help pay for a bit of the upfront tuition costs/dorm expenses, leaving me about 30-40k in student loans when all was said and done. Although thank god that was a number of years ago now... at current tuition rates my loans would have been more like 65k.

I still got off a LOT better on student loans than a lot of people I know.