By using this site, you agree to our Privacy Policy and our Terms of Use. Close

Game_boy - That is absoloutley untrue, in the UK it is just as important. If you go to a bank for a loan or mortgage and have a bad credit rating then you will get the loan refused or get a poor rate of interest. Those advertisements you see on tv offering loans to anyone regardless of credit history are a con, they are one step up from a loanshark.