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bigjon, here is a clip of Bush, in 2002, calling for the same kind of government intervention that you blame for the current crisis:

Note that Republicans controlled the House from 1994 to 2004, the Senate from 1994 to 2006, and the White House from 1980 to 1992 and from 2000 to 2008. If Democrats alone caused this mess--overriding the objections of Republicans--they only could have done it between 1992 and 1994, right? So what happened during those two years to cause this current crisis?