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Here's the question...

Say it takes you 3 hours of playing to get 10 levels. It could be longer or it could be shorter but 3 hours is not an unreasonable amount of time.

Say it takes you 1 hour to earn $15 by working at a job.

If 10 levels cost $3 then by working in real life, you could get enough money to buy 50 levels. Thus you gain 5 times as many levels in 1/3 of the time.

And of course, you can always get more money, but you can NEVER get that time of your life you spent grinding for levels back.