I think the changes that need to be made are not taking 4,5,6 years to make a game. As great as I think MGS4 was, it shouldn't have taken 4 years. We have known about FF13 for 3 years now? and was in production before that and Japan won't get it until next year and everyone else until 2010.
I would bet my last dollar that Insomniac isn't worried about money. They release a game every year, and this year they will release 1 ps3 game and 1 psn game. They get some help because they are second party (they gets lots of tools to speed development) but they still go out and help educate other companies in techniques to do things or do things better and faster with the ps3.










