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Video card! It's the easiest... cheapest... and a lot of multiplatform games that look good are also going to be on PC.

Borderlands/Prototype/Left4Dead

and Spore... and those games you mentioned.

 

Edit: Ah too late.  Still probably the best choice.  PC seems like it may end up the winner in the world of multiplats... since if it's going to be a 360/PS3 multiplat why not put it on PC too?