DonFerrari said:
Maybe you have better chance of being someone uncareful... none of those situations happened to me, but servers shutting down, licenses being removed, etc already happened. Major benefit, looking at my collection, loaning to a friend, showing off to visits, etc.
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Lets not make a list on how many games become unplayable via there conditions compared to games being unplayable due to servers shutting down.
Servers shutting down rarely happen and if it does happen it happens to online games or games that no body plays anymore. I have a giant collection of old games and due to there age some of them have completely stopped working. I cannot buy the games anymore and I cannot fix them. I check my Steam account and see all my games I have collected over the 12 years. Not one of them is unplayable and that's over 1000 games.
If you buy your Digital games off a App that isn't well supported (Outside Steam, Live, PSN, EShop) than that's an issue in itself. The brands I mentioned are not going anywhere anytime soon and that means neither would my games.