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misterd said:
twesterm said:
Get a 360 if you want one but don't get the credit card.

Any reason why not? I've got the money to pay it off in one shot, and then I could cancel it.


  1.  Call me pessimistic, but I always doubt people when they say they're on top of things and will remember to cancel the card once they get what they want.
  2. These things always have fine print.  Make sure there aren't any conditions that must be fulfilled (like keep the card for a certain amount of time).
  3. Opening and closing credit cards like that looks bad on your credit.

If you're really planning on waiting six months, just save the extra $50 you would save.