I agree, except that God doesnt decide where you go. You do

I had to be resuscitated once (my heart and lungs stopped for a minute), and I can tell you I didn't experience anything at all. Actually, my mum lied about it (I was 9) and told me the surgery had gone great, and I just believed her for years until I was told the truth.

yes, yes. my point was that a persons actions alone are not enough to get you to heaven. it's God's mercy and grace. 

...You stay dead....duh :/

We get our 72 virgins.

We lose consciousness. We can no longer experience time, thus, our universe is over.

Does that mean we are immortal since we don't know we're dead because we lost consciousness.

The self is defined by your memories and experiences (and some genetics). Those are stored in your brain in synaptic connections. As long as your brain stays in tact, 'you' are still there. However the brain needs continuous maintenance, when the blood flow stops it will start decaying. All your memories that define you will be irrevocably lost. You will cease to exist.

Some people hope to cheat death by freezing their brain or entire bodies. Whether that's enough to restore brain function in the future is unknown. (But a hell of a better chance then cremation)

Reincarnation doesn't mean anything to me. Since you can't remember your past live(s), that self has been lost.

A lot harder question is what is consciousness and when does it start. I don't believe consciousness can survive death. I think it's part of your brain processes.

Another interesting ethical debate for the future. If computers ever get advanced enough to make it possible to scan and copy the vast neural network of your brain into a computer network and provide all the sensory connections, would you be comfortable experimenting on yourself. Are there 2 of you at that point.
What would you do with your 'old' self after uploading, you're still there. Now there is another you that starts diverging from you just after the upload.

i believe we restart with amnesia, tho who knows really this could all be the matrix and we are all living in a fake reality in the future. you never know.

Your consciousness will dissipate and it'll be just like before you were born - i.e. you will have zero awareness.

After a while the atomic particles that comprise you will scatter and become something else - because they're more or less immortal. In enough years what physically used to be you will be part of lots of other things (and people).

Not necessarily cheery, but on the other hand I have no bad memories of before so how bad can it be?

Damn, that's exactly what I was about to say! After the life is before the life :D I didn't exist before I was born, so why should I still exist after I die?