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Oh god. Not a single moment of rest when that happens... Dining with parents? No problem. Shopping with the missus? No problem. Dropping a long deuce? No problem at all.




PSN: chenguo4
Current playing: No More Heroes

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fadetoone said:
Ail said:

Yep 40$.

I wouldn't worry about credit limit with best Buy card.

My limit is low because that when I applied 5 years ago I had almost no credit history in the US and they only automatically increase the limit by 200$/year...

5 years ago I tried to apply to Amazon and was denied, this time around I got approved in 10 seconds for 5k limit...

5 years of building a credit history makes a huge difference...

Yeah weird, I did the Amazon one and they just gave me a temporary $3000 limit and just the $30.  Never saw the $40 offer.

If I had to guess why the limit is only 3k, it's probably the existing $5k balance on my credit card, thanks to the engagement ring, which gets paid in a few days.  Either that or it could be the stupid incorrect fraud alert my CC company put on my card a couple weeks ago (which is why I wanted a new card) or my retardedly low mortgage, since it was a question on the form.

Credit scores/history crap is so ridiculous there could be any number of random explanations.  For all I know it could be the current price of shit in Paraguay.


Congratulations on your engagement!


@Fadetoone
Congrats on getting engaged!

@chenguo
Dropping a deuce with Vita. No problem at all. haha

@Ail
52 books per year! Sheesh. I read maybe 1-2 books a year. lol. I do average about 52 movies a year tho, one time I watched a movie every night for a month.

@Xenostar
Thought about buying a Japanese Vita since Uncharted Vita can be played in full English. Going to wait for the US Vita though since I've heard tethering a US account to the japanese servers is tricky. Most people just make a fake japanese account.

My new years resolution: Plat more games than last year. lol. Should be fairly easy as I only got 13 platinums in 2011. Already closing in on 3 platinums at the start of this year.



Got the plat for the first Infamous - might not be the most exciting news but proud to get this after getting Good Eats in 2009!

Hard for me to make strides in gaming with my eight-month-old child but happy to actually get to 'complete' my third game.



Holy Crap i got 24 plats in 2011, more than doubling my total, ill be hard pressed to beat that in 2012, im curently on 1 tho, and closing in on a second.



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fadetoone said:
Ail said:

Yep 40$.

I wouldn't worry about credit limit with best Buy card.

My limit is low because that when I applied 5 years ago I had almost no credit history in the US and they only automatically increase the limit by 200$/year...

5 years ago I tried to apply to Amazon and was denied, this time around I got approved in 10 seconds for 5k limit...

5 years of building a credit history makes a huge difference...

Yeah weird, I did the Amazon one and they just gave me a temporary $3000 limit and just the $30.  Never saw the $40 offer.

If I had to guess why the limit is only 3k, it's probably the existing $5k balance on my credit card, thanks to the engagement ring, which gets paid in a few days.  Either that or it could be the stupid incorrect fraud alert my CC company put on my card a couple weeks ago (which is why I wanted a new card) or my retardedly low mortgage, since it was a question on the form.

Credit scores/history crap is so ridiculous there could be any number of random explanations.  For all I know it could be the current price of shit in Paraguay.


I don't pay mortgage anymore, my house is paid in full, that probably helped get a high limit...



PS3-Xbox360 gap : 1.5 millions and going up in PS3 favor !

PS3-Wii gap : 20 millions and going down !

HideoK said:
@Fadetoone
Congrats on getting engaged!

@chenguo
Dropping a deuce with Vita. No problem at all. haha

@Ail
52 books per year! Sheesh. I read maybe 1-2 books a year. lol. I do average about 52 movies a year tho, one time I watched a movie every night for a month.

@Xenostar
Thought about buying a Japanese Vita since Uncharted Vita can be played in full English. Going to wait for the US Vita though since I've heard tethering a US account to the japanese servers is tricky. Most people just make a fake japanese account.

My new years resolution: Plat more games than last year. lol. Should be fairly easy as I only got 13 platinums in 2011. Already closing in on 3 platinums at the start of this year.


The books are no problem, it's so fun and convenient to read on a kindle fire I know I will be there by November.

I've already finished reading my first novel of the year and I am traveling 4 days to Washington at the end of the week for family so that will be like 2-3 novels easy with all the time stuck in planes and hotels..



PS3-Xbox360 gap : 1.5 millions and going up in PS3 favor !

PS3-Wii gap : 20 millions and going down !

Ail said:

I don't pay mortgage anymore, my house is paid in full, that probably helped get a high limit...


Yeah, I have no idea if they consider a low mortgage good because it implies you don't have much debt, or bad because it doesn't prove that you have a bunch of money to throw at it.



fadetoone said:
Ail said:

I don't pay mortgage anymore, my house is paid in full, that probably helped get a high limit...


Yeah, I have no idea if they consider a low mortgage good because it implies you don't have much debt, or bad because it doesn't prove that you have a bunch of money to throw at it.


it should be good in term of credit limit.

The fact that you don't pay much on the mortgage means you can pay a lot on your credit card ( at least I think that's what credit card companies think, doesn't mean that carrying a balance is a good thing..)



PS3-Xbox360 gap : 1.5 millions and going up in PS3 favor !

PS3-Wii gap : 20 millions and going down !

Ail said:
fadetoone said:
Ail said:

I don't pay mortgage anymore, my house is paid in full, that probably helped get a high limit...


Yeah, I have no idea if they consider a low mortgage good because it implies you don't have much debt, or bad because it doesn't prove that you have a bunch of money to throw at it.


it should be good in term of credit limit.

The fact that you don't pay much on the mortgage means you can pay a lot on your credit card ( at least I think that's what credit card companies think, doesn't mean that carrying a balance is a good thing..)

Just got the card today and the actual credit limit is 9000$...

I was actually happy with the 5k temporary but I guess I shouldn't complain...



PS3-Xbox360 gap : 1.5 millions and going up in PS3 favor !

PS3-Wii gap : 20 millions and going down !