jason1637 said:
SpokenTruth said:
So I'm going to copy this for you as well.
"Or it's a matter of looking at exactly what the picture says....presidential goals. Not individual actions but goals. Not this was good and this was bad but the central focus and tenet of their presidency."
1. Social Security is a form of savings.
2. Have you considered the fact that saving has become impossible for many people? Are you ok with letting those people just...well, die..because they couldn't save enough?
Say they retire at 75 (several years after retirement age) and yet live to 100. That's 25 years. If they saved $200,000, they'd have just $8,000 per year to live on without considering for inflation and cost of living increases (which have more than doubled in the past 25 years).
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But the overall goal of those Presidents who gave more money to the rich were to reduce taxes in general. And yeah it's still very biased because it picks a good goal of Democratic Presidents and a not so good goal of Republican Presidents.
1. In a way it is but people are basickly paying for each others saving. Instead we should be responsible for how much we save by ourselves.
2. Saving is not impossible. It can be hard like many other things but definitely not impossible. If we transition to a world with no social security people would have to save so they would not die lol.
Family could also help. And when you retire you can still continue to make investment to make more.
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Your posts on this subject come across as extremely naive.
You contend that everyone should be self-sustaining in terms of finances and savings, then when others point out that there are many valid reasons why this isn't possible for many people, you simply say that they should try harder... You're not actually engaging with the points being made.
Maybe you've had a lucky start in life, and if that's the case, congratulations.
But there are many people who don't have families (or at least ones that can support them), haven't been born in an area that'll provide them with decent educations or even decent role models, don't have transferrable skills to lean on when their job becomes redundant, don't have a decent IQ which can obviously be very limiting to prospects, don't have the best of health (whether that be physically or mentally).
There's also alcohol or drug addiction which is currently sweeping large parts of the States, do you think someone addicted to opiates cares about their pension...? And please don't just blame addicts for their addictions - the US pharmaceutical industry has been instrumental in the recent epidemic and have obscene profits to show for the trail of broken lives they've left behind.
You also have many people that have avoided or overcome these pitfalls and manage to put food on the table and pay for a roof over their families heads - which is an accomplishment in and of itself - and yet you still expect them to squirrel away hundreds of thousand of dollars for their retirement! You really are living in an alternate reality!
I'd recommend you actually go and volunteer at a homeless shelter or a food bank and meet some of the people you are so quick to criticise.
Life can be tough for people in the best of situations but can be downright unbearable if you're given a bad hand in life or you just make a few mistakes along the way.
Your suggestion of 'try harder' are just hollow, cold, lazy words that just illustrates how little understanding you have of many people's reality.
Empathy and compassion are key in helping each other though this crazy existence, not judgement and wishful thinking.