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Forums - General Discussion - I Was In A Car Accident *With Pictures*

Did you have any emotions?

For me, I had 3 seconds to realize 'Hey, I'm gonna hit a car and possibly die'. Oddly enough, I didn't have the panic or fear most people talked about. It seemed weird to know that I accepted my possibly death so calmly.



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StarOcean said:
Farsala said:
Glad you are fine, but sadly with any car collision your insurance will go up.

With that in mind, since it is his fault, do not feel bad about making his insurance take full responsibility. I already know you kind of struggle financially so this situation sucks for sure.

You sure? I asked my company and they said it won't since the guy had full liability for the issue

Its definitely a thing, you might get lucky though. If your car was totaled I think it will happen.



StarOcean said:
Farsala said:
Glad you are fine, but sadly with any car collision your insurance will go up.

With that in mind, since it is his fault, do not feel bad about making his insurance take full responsibility. I already know you kind of struggle financially so this situation sucks for sure.

You sure? I asked my company and they said it won't since the guy had full liability for the issue

hey man, I work in car insurance but in australia so might be different. But as long as TP is responsible then your insurance cant go up as only at fault claims can make your insurance go up. Feel free to ask any other questions as worked in claims, total loss and am a recoveries agent now.



Don't you have medical on your car insurance? I think it is required. That should guarantee it gets paid for. I know I got into an accident to someone who didn't have insurance and I had to pay for the deductible to fix the car but most plans have 0 deductible on medical. They would cover you to go to the chiropractor too which I would highly recommend given what I have read. Of course they will fight with the other insurance company for who will pay for it but that's not your fight. First you want to make a claim with his insurance and then tell your insurance too.



currently playing: Skyward Sword, Mario Sunshine, Xenoblade Chronicles X

I should say as well that his insurance should cover part of the pay you lose from missing work and they will even cover the cost of miles for you to drive to and from the hospital and future visits to clinic or chiropractor.



currently playing: Skyward Sword, Mario Sunshine, Xenoblade Chronicles X

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wow with those medical costs, i wouldn't have bothered going to the hospital unless necessary.



 

 

Sorry to hear that. BTW nice car :)



That civic looks way newer than a 99. I’m thinking 2009-2010.



UltimateGamer1982 said:
That civic looks way newer than a 99. I’m thinking 2009-2010.

Looking at the Civic or the Corolla? I didn't bother to label them in the pictures



StarOcean said:
UltimateGamer1982 said:
That civic looks way newer than a 99. I’m thinking 2009-2010.

Looking at the Civic or the Corolla? I didn't bother to label them in the pictures

The civic has honda’s Logo on it. That is clearly a 09 or newer. Just pointing that out cause you said it’s a 99 in your op. :)