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Forums - Politics Discussion - 70% of Millennials Believe U.S. Student Loan Debt Poses Bigger Threat to U.S. Than North Korea

eva01beserk on 06 July 2017
monocle_layton said:
eva01beserk said:

That right there exlplains everything. Its mostly the high schools that made this problem. I still remember when they thought me that I could be anything and that I should follow my passion and the money would follow after. That is just nonsense. Getting a degre in something nobody is hireing for is just dumb. As I seen in some reports, like 60% of college graduates are fron gender studys, liberal arts, sociology, psychology, communications and other nonsense that offer no real world applications, psychology does but the market is saturated.

But that issue should resolve itself in time. When new students see what a waste their seniors are, they will stay clear of thouse subjets. Sadly people dont get paid to have fun, they get paid to work and while some people do enjoy what they do, thats not the norm. At most we are looking to tolerate what we do for a living.

People actually study liberal arts and gender studies? You can go on Youtube and get the same results.

 

Also, how is psychology useless? Wouldn't you be able to use it if you were, say, a therapist?

Thats exactly what I was thinking. Youtube is a better than a lot of theese colleges. I actually learned some programing of it for free.

I said its not useles in the bolded, just that the market has saturated. There are just too many graduates from psychology and not enouff employment oportunities.



It takes genuine talent to see greatness in yourself despite your absence of genuine talent.

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monocle_layton on 06 July 2017
eva01beserk said:
monocle_layton said:

People actually study liberal arts and gender studies? You can go on Youtube and get the same results.

 

Also, how is psychology useless? Wouldn't you be able to use it if you were, say, a therapist?

Thats exactly what I was thinking. Youtube is a better than a lot of theese colleges. I actually learned some programing of it for free.

I said its not useles in the bolded, just that the market has saturated. There are just too many graduates from psychology and not enouff employment oportunities.

I overlooked that final statement.

 

With saturation in a lot of markets, I wonder why people don't try STEM. It's not like the pay is bad or the job is the most difficult in the world. I managed to find suitable careers with little to no difficulty.



Nymeria on 06 July 2017
eva01beserk said:
spurgeonryan said:

I am sure that 30 percent were actually able to use their degrees so they feel it was a justified college experience. The other 70 percent either got a useless degree that got them zero jobs, or it sort of helped them a bit, but not enough to justify 40,000 in debt.

That right there exlplains everything. Its mostly the high schools that made this problem. I still remember when they thought me that I could be anything and that I should follow my passion and the money would follow after. That is just nonsense. Getting a degre in something nobody is hireing for is just dumb. As I seen in some reports, like 60% of college graduates are fron gender studys, liberal arts, sociology, psychology, communications and other nonsense that offer no real world applications, psychology does but the market is saturated.

But that issue should resolve itself in time. When new students see what a waste their seniors are, they will stay clear of thouse subjets. Sadly people dont get paid to have fun, they get paid to work and while some people do enjoy what they do, thats not the norm. At most we are looking to tolerate what we do for a living.

http://www.npr.org/sections/money/2014/05/09/310114739/whats-your-major-four-decades-of-college-degrees-in-1-graph

Agriculture: 1.8%
Architechture: .5%
Art: 5.5%
Biology: 3.7%
Business: 21.3%
Chemistry: .8%
Communications/Journalism: 4.9%
Computer Science: 2.7%
Consumer Science: 1.3%
Ciminal Justice: 3.1%
Cultural Studies: .5%
Economics: 1.6%
Education: 6.1%
Engineering: 4.7%
English: 3.1%
Fitness: 2.2%
Foreign Languag: 1.2%
Geology: .3%
Health: 9.5%
History: 2%
Humanities: 2.7%
Interdisciplinary: 2.6%
Legal: .2%
Math: 1.1%
Other: 1.5%
Philosophy: .7%
Physics: .3%
Polotical Science: 2.3%
Psychology: 6.3%
Public Administration: 1.7%
Sociology: 1.7%
Theology: .5%

By the graph linked above can see three significant trends from 1970 to 2010.

1. Education degrees are down
2. Business degrees are up
3. Health degrees are up



Wiibaron on 06 July 2017

Work your way through college used to be a 'thing' . We had shitty cars, lived either at home or with 4 roommates in a 2 bedroom apt, and ate Mac n chez a lot. No Xbox or 100/month phone and drinking Pabst or Red Stripe beer. And at the end of college you owed maybe 3ooo or so. Millennials demand comforts and unnecessaries or they melt. Well, they can slowly pay their debt that is their responsibility by frugalizing their lifestyle like every gen before them. We just did it during college, not after.



Wiibaron on 06 July 2017
Metroid33slayer said:
Well of course they do, They want the tax payer to fund their worthless degree's in man hating and entiltlement stud... cough, i mean gender studies.

The girl in me says You Go Sister!  But the dominant boy[well at least this week] says get back in the kitchen! My left breast keeps looking at my right testicle for advice...



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S.T.A.G.E. on 06 July 2017

There will be a collapse in the us if the student loan debt is not fixed. Whoever fixes it will be a beacon for their party. Clinton will always be remembered for balancing deficits in his era and maintaining surpluses. There hasn't. Even a above average present since.



naruball on 06 July 2017
Metroid33slayer said:
Well of course they do, They want the tax payer to fund their worthless degree's in man hating and entiltlement stud... cough, i mean gender studies.

Was wondering how long it'd take for someone to bring up one of the worst arguments ever "but gender studiez".



Nymeria on 06 July 2017
Wiibaron said:
Work your way through college used to be a 'thing' . We had shitty cars, lived either at home or with 4 roommates in a 2 bedroom apt, and ate Mac n chez a lot. No Xbox or 100/month phone and drinking Pabst or Red Stripe beer. And at the end of college you owed maybe 3ooo or so. Millennials demand comforts and unnecessaries or they melt. Well, they can slowly pay their debt that is their responsibility by frugalizing their lifestyle like every gen before them. We just did it during college, not after.

Adjusted for inflation a degree cost several times what it did in the past.  In 1982 one could get a public four year degree for $9,600 in 2016 dollars without board, that same degree in 2016 would be $38,400 without board.

At the same time minimum wage in 1982 equates to $9/hour in 2016 dollars, it is currently at $7.25/hour.

In 1982 a person making minimum wage needed to work 1,067 hours to pay for college, in 2016 they would need to work 5,296 hours.

I get bashing the next generation is a tradition, but there are new realities about the cost of education and stagnate wages that have contributed massively to the debt problem.



monocle_layton on 06 July 2017
Wiibaron said:
Work your way through college used to be a 'thing' . We had shitty cars, lived either at home or with 4 roommates in a 2 bedroom apt, and ate Mac n chez a lot. No Xbox or 100/month phone and drinking Pabst or Red Stripe beer. And at the end of college you owed maybe 3ooo or so. Millennials demand comforts and unnecessaries or they melt. Well, they can slowly pay their debt that is their responsibility by frugalizing their lifestyle like every gen before them. We just did it during college, not after.

Yes, the evil millenials are definitely responsible for this. It's not like we need to work 4x the amount of hours on minimum wage to afford college alone. With inflation, minimim wage in 1980 would be around 9.00-9.12. The current low can range anywhere from 7.25-9.00, with the higher wages usually in places where it's much more expensive to live there.

 

The world is a different place. Stop constantly throwing an entire generation of people under a ditch.



barneystinson69 on 06 July 2017
spurgeonryan said:
Flilix said:
Does 30% actually think that North-Korea is a big threat??

Probably, just like the creator of the poll thought so as well.

 

But, they are not. I wonder what North Korea could possibly accomplish with anything? Just getting a missle across the Pacific would be a major undertaking in itself. They would need help.

Depends on your position. If you have a job and can pay down that debt, then it isn't that big of a deal. If you don't, well then it is a big problem.

 

But they have long-range ballistic missles. Its only a matter of time before they can add a nuclear weapon to that. And hey, if Kim Jon Un goes insane and desides to hit the west coast or Hawaii, they are done for (I'm sure even China wouldn't defend them).



Made a bet with LipeJJ and HylianYoshi that the XB1 will reach 30 million before Wii U reaches 15 million. Loser has to get avatar picked by winner for 6 months (or if I lose, either 6 months avatar control for both Lipe and Hylian, or my patrick avatar comes back forever).