nobody could do much after all, the cancerous washington deep state and the neocons in congress are the ones that dictate how the game is played.
AFter voting, is it what you expected? | |||
Yes, pretty much. Huge change | 76 | 8.85% | |
Yes | 28 | 3.26% | |
Not really, thought he wo... | 15 | 1.75% | |
not at all. | 83 | 9.66% | |
You made your bed now sleep in it. | 40 | 4.66% | |
other | 3 | 0.35% | |
see results | 51 | 5.94% | |
I did not vote for him, d... | 31 | 3.61% | |
I did not vote for him, k... | 223 | 25.96% | |
I did not vote/not an American | 309 | 35.97% | |
Total: | 859 |
nobody could do much after all, the cancerous washington deep state and the neocons in congress are the ones that dictate how the game is played.
SpokenTruth said:
I'm sorry but that's a load of bullshit unless you live in San Fransisco or Manhattan. $120,000 leaves you ~$78,000 after taxes (less if you have state income taxes). That gives you over $7,200 per month. $2000 for mortgage ($450k @3.75% for 30 yrs). That's $4,200 per month left. That damn sure isn't Ramen every night and no TV/Internet. Oh, and you cannot collect "free ride" benefits forever. They have limits that require you to work to keep receiving them. |
A 450K mortgage with nothing down is $3070 per month with taxes and insurance. Not to mention your $7200 per month number equates to $86,400 per year not $78,000. So at $78,000 per year you would bring home $6500 per month. Those two cars will both need full coverage insurance since they are financed, insurance varies but $250 per month for two cars with full coverave and average deductables is on the low side. You also need gas for those cars, I'll be generous and say $200 per month for both so $100 each. Electricity, gas, water and garbage all need to be paid for the house, I'll lump those all together and say $400 a month. So your total in reality for just those items is $3920. Lets say you are like me and have a family of 5, $600 a month on food is pretty normal and doesnt include eating out. That brings you to $4520 per month for the essentials. That leaves you in your scenario with $1980 left over per month for whatever else you may need. This also isnt including state taxes so if you are in a state like California with state taxes you can take an additional $15,600 off of your $78000 number, so $62,400 is your take home pay. That gives you $5,200 per month to work on. That leaves you with $680 per month of spending money. That has to provide clothing, pay car registration, fix anything that may break around the house, car repairs and maintenance etc.
So again, $120K is not a lot of money when you actually add up everything and not just the initial house payment and car payment. A lot more is required when owning those items and a lot more is needed to live on.
Superman4 said: stuff |
Have you thought about your response to what I asked you in my edit?
Tag (courtesy of fkusumot): "Please feel free -- nay, I encourage you -- to offer rebuttal."
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My advice to fanboys: Brag about stuff that's true, not about stuff that's false. Predict stuff that's likely, not stuff that's unlikely. You will be happier, and we will be happier.
"Everyone is entitled to his own opinion, but not his own facts." - Sen. Pat Moynihan
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I have the most epic death scene ever in VGChartz Mafia. Thanks WordsofWisdom!
I can't believe anybody voted for him. He's made it clear that he's a huge asshole for, like, 40 years now.
Sadly, I think a lot of immature morons just voted for him, because they hated Hillary.
Even though I did not vote for Trump for a lot of reasons, I am actually hopeful that he gets a full term. My reason is that I want to actually see if he can turn it around or is there a new low he can go and his base still support him. I have a few friends who has voted for him that think very highly of him and believe he is doing a great job. They believe liberals and Democrats are hampering Trump and that anything that is not positive is fake news.
I want Trump to accomplish with this Republican congress everything he wants. This way if it a success, I can smile and say I was wrong and if its a disaster, I do not have to hear again how great Trump is anymore and we can move on from this chapter.
Superman4 said: Increasing the tax burden based on income puts the middle class in the worst situation of the three especially if you are at the bottom of the top percentage. You will end up paying the most tax even though you barely met the tax bracket. |
When I read this it makes me think there a miss udnerstanding of how the tax brakets works. You only pay in the higher braket for the amount of money made over the start point of that braket.
To make this simple here an example with made up tax brakets
Braket 1 = 0-10,000 10%
Braket 2 = over 10,000 20%
in this example someone make 10,000 pays 10%
some make 11,000 pays (10% on 10K ($1000) and 20% on 1000 ($200)) so 1200/11,000 = a tax rate of 12%
so a 2% increase
if you was just slightly over like 10,005 it would be well less then 1% increase. People on the top of a bracket going to always pay a higher tax rate then someone at the bottom of the same bracket because way more of there income falls with in the higher bracket.