i got married in a court house, cost me $18!!!! and shut her up

I wouldn't do "hanky panky" before marriage either to be honest if the one isn't patient enough to wait, then they ain't getting it XD

This thread is gonna be fun, such wonderful relationship advice all over the board.
But perhaps the main question is do you want to marry her or not. If so well I guess now is as good as time as any. Especially since she doesn't want your magic anymore. If you don't want to mary her well I guess it's a good time to break up them. If she doesn't understand you don't have the funds or time, well that's just odd really, since you are living in the same house.

Sleep with her friends instead

Solves your problem though doesn't it

(It's a joke I don't wish harm upon you)

What are you going to do if she sees this thread?

Then it's time for some wanky janky.

Blackmail is not the basis of a good relationship. Just explain that to her and make her understand.

I would just end the relationship to save the headache that´ll probably come later if you give in to her.

At least you got to test drive the car before the purchase...

Even as a Christian, I think waiting for marriage to have sex is a bad idea. Some people just are not sexually compatible. I literally got dumped once cause my cock was too large for her, and after every time we did it... she would hurt like a freshly turned non virgin.