Yeah, Bing (disabled) and Spotlight, which has a big separate option in the Control Panel (disabled as well). Then we get clearly asked if we want to send crash data to Apple. Windows 10 even after disabling everything is still sending data to MS. 

Then sure, anything with iCloud. But that's the definition of a Cloud service. And again it must be set up. MS is pretending to say that the service is the OS itself (which in IT is an aberration). Just wait for them charging monthly, like with XBL. Any hidden clause in the EULA about that?

Except the Windows never listed in the service agreement, the fact is medias act like they read the windows EULA but it's not, because Windows EULA and service agreement are totally different.

So what's the point of this thread? actually, nothing, none of anythings are new, some people just overracting a rule that exist since few years ago.

The point of this thread is that installing Windows 10 one gives explicit permission to MS to do whatever they want to with the personal data. It doesn't mean that is implemented, but the authorizarization is there. Unless this article (the first I could find) is lying, sure:

http://www.techrepublic.com/article/windows-10-violates-your-privacy-by-default-heres-how-you-can-protect-yourself/

"We will access, disclose and preserve personal data, including your content (such as the content of your emails, other private communications or files in private folders), when we have a good faith belief that doing so is necessary to protect our customers or enforce the terms governing the use of the services."

They have the right to disclose their arse. Not my personal data stored on local discs.

Nope Windows 10 can't, it's the services from Microsoft can(which Windows 10 or any other Windows are not listed)