Hold that $400 and I dunno...masturbate right now. It'll get rid of that "bored" feeling you currently have. Then, when MS sees the slow down of XBone sales (thanks, in part, to you holding out on one), they'll take a measure to cut the entry price.....again....and soon (within 6 months, like the first two entry price reductions).
Win-win. You stop being bored right now, then you get an XBone for like $300 with 5 free games, because they've already been double and triple packing games. Why not 5? I see no downside to this plan.