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Forums - Politics Discussion - The Coming Obamacare Shock for 170 Million Americans

No thanks, i'll pay the fine. I haven't had any healthcare for almost 20 years now anyways.



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Sixteenvolt420 said:

No thanks, i'll pay the fine. I haven't had any healthcare for almost 20 years now anyways.

Will you expect the state to pay for your healthcare after age 65?



this isn't going to be good,

Rigth now i pay 60 dollars a month for my health care, the closes plan to my current coverage is 318 dollars a month, after i get married this year my insurrance will go up to 90 dollars to cover us both, but with health care.gov it will be 636 dollars. Who can afford that? A mandated health care plan isn't the answer to providing healthcare for all americans. it should have been driving down cost, I had to get 3 stitches in my hand when i was 21, it would have cost me 1500 for 3 damn stitches and a bottle of alcohol. thats the problem with health care. The prices of simple things not to mention the price of prescriptions which are crazy.

Oh yeah, 6 million people signed up but only 1 million are paying the bill. This simply isn't going to work. 316 million people in the united states and only 6 million sign up, thats a failure on all accounts



ACA is a disaster.

For starters, my family and I pay more for insurance for noticeably less coverage. My dad can't even get the medicine he needs... insurance won't cover. In addition I got my hours limited at work, because the company doesn't want to cover benefits... I used to get at least 30 hours a week on most weeks and 40+ during the summer season and winter holidays... Now I average 21 hours a week and can't work any more than 28... I lost a huge chunk of income.

Thanks Obama, Congress, and Senate for screwing up.



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I can only speak anecdotally, but my insurance went up 30% and my coverage became significantly worse to point it is pointless in 99% of scenarios. The main issue with healthcare here is it is so expensive so many people I know self medicate. Had seven stitches a few years back and it was $3000, $1700 after my old insurance paid $1300. How does that make any sense? Of course under new plan I would pay all of it so if I get cut I just get a scar now. It is easily the big thing we do far worse than so many other comparable countries.



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Soleron said:
Sixteenvolt420 said:

No thanks, i'll pay the fine. I haven't had any healthcare for almost 20 years now anyways.

Will you expect the state to pay for your healthcare after age 65?


I won't expect anybody to pay for my healthcare. I don't go to doctors. If i die in another 10 years, so be it. I just want to live with the decisions i have chozen in life.



Augen said:
I can only speak anecdotally, but my insurance went up 30% and my coverage became significantly worse to point it is pointless in 99% of scenarios. The main issue with healthcare here is it is so expensive so many people I know self medicate. Had seven stitches a few years back and it was $3000, $1700 after my old insurance paid $1300. How does that make any sense? Of course under new plan I would pay all of it so if I get cut I just get a scar now. It is easily the big thing we do far worse than so many other comparable countries.

I had a similar expierence.


My healthcare premium went up over 300% with no added benefits.

That said, i ended up on medicaid.  Not actually happy about it.

I'd rather pay for healthcare... but i'm not paying > 1 paycheck for it... and subsidies have a price floor... for whatever reason.

 

They may as well just go full out health coverage.   Rather then making it so tons of people have to pay more, just so a very small few can get cheaper health insurance that's probably still below the level they need.

 

 

 

 



sundin13 said:
enditall727 said:

I have been living under a rock and haven't really cared to come out to take a peak at this.

@Spurge so basically.. what is this? Like what exactly are we supposed to do?

We are supposed to sign up for obama care for what? And how exactly do we do it?

.. And how is it going to affect our paychecks? Is it supposed to take like 10$ out of each paycheck or something?

 

Edit: i don't feel like looking it up on my own. 

What you are supposed to do? Get health insurance
How? Go to the government website (healthcare.gov or your state's healthcare site) and browse plans.
Is it going to affect paychecks? Some businesses distribute healthcare like that but that is not what this is about. For insurance not though your employer, you have to pay money like you would with car insurance. Plans seem to be around 100$, however you can get tax breaks if you fall into a certain income level (I personally got free insurance)...

PS: I'm pretty sure that the deadline has passed and if you don't have health insurance, you have to pay a small fine or something...


$100?  Jesus where do you live?  In Nevada it's at least 3 times that.



Kasz216 said:
Augen said:
I can only speak anecdotally, but my insurance went up 30% and my coverage became significantly worse to point it is pointless in 99% of scenarios. The main issue with healthcare here is it is so expensive so many people I know self medicate. Had seven stitches a few years back and it was $3000, $1700 after my old insurance paid $1300. How does that make any sense? Of course under new plan I would pay all of it so if I get cut I just get a scar now. It is easily the big thing we do far worse than so many other comparable countries.

I had a similar expierence.


My healthcare premium went up over 300% with no added benefits.

That said, i ended up on medicaid.  Not actually happy about it.

I'd rather pay for healthcare... but i'm not paying > 1 paycheck for it... and subsidies have a price floor... for whatever reason.

 

They may as well just go full out health coverage.   Rather then making it so tons of people have to pay more, just so a very small few can get cheaper health insurance that's probably still below the level they need.

 

I've been hearing the opposite. If anything, public opinion of Obamacare has been going up and will probably continue to do so.

lol no. :(



Soleron said:
spurgeonryan said:

What I do not understand about this system is....how does the federal government expect to make money? Or is this basically a welfare program?

1. Millions more people recieve preventative treatment, and full and timely care for serious conditions

2. These people are then able to go to work more fully and frequently

3. The increased tax revenue, decreased unemployment/disability/deprivation payments and reduced cost of repeat emergency healthcare offsets any additional expense

Please understand that this kind of welfare makes complete economic sense.


You'd be surprised actually.

The "medical care makes money" arguement actually mostly comes from just projections of lost hours etc.


It doesn't look at things from a grim actuarial point of view...

 

1.  People are actually pretty resilient.  Prevenative care and serious conditions tend to mostly just extend the backend of someones life.   Which coincidentally is when people are almost universally living off social security and medicaid.  Which people are getting on average far more out of then they put in while working.

2.  Poor people pretty much have to go to work no matter what shit is happening to them anyway, they can't afford not to.  Middle class people who don't go to the doctor now and miss work because of it still will because it isn't a problem of lack of access but a lack of willingness to go.  So the projections of increased hours are overexagerated by quite a bit.

3.  Not really... the health costs of the unhealthy actually cost less then the healthy, so all your really hanging your hat on is the phantom increased productivity.

http://www.nytimes.com/2008/02/05/health/05iht-obese.1.9748884.html?_r=2


Which are overestimated for the reasons above, and further overestimated by the fact that nowhere in the world is really at "full employment" meaning that when those who die, die.  There are others just waiting to take over for them at their jobs.

Who previously were providing nothing to the economy, but actually racking up health costs.

If we're talking benefit to the government, it's generally best for people to die off once they hit retirement age, ala Logan's run.  Perhaps even a bit sooner so as to free up more spaces for young people.

It's a ghoulish way to look at it.  But it's not untrue.