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Forums - General Discussion - Sometimes Being an Adult Sucks (kinda gaming related, all finances)

Slimebeast said:

lol

It's about the difference between a small state and a big state. I am for the state taking care of people's basic needs if they are sick or disabled, or get in trouble, like accidents and stuff. And I'm not against universal healthcare (not that u said I was, but Kasz implied it). I don't think I've ever written anything to suggest that I am against basic universal healthcare.

In Sweden elder pensions are mandatory. A part of your income tax goes directly into the pension fund. That will secure a quite decent pension, especially if you actually work your whole lifetime. Some people want to invest additional money though privately to increase their future pension. It has lately become popular because the interest in those funds are free of tax (I think). I thought you had the same system in the US!

I live in Canada now! I don't know anything about how Canada handles this. Maybe famousringo can tell us (I think he's a Canuck)



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I suppose I can empathize, but you seem to be living modestly, or certainly not "beyond your means."

If you can find it in your budget: splurge.

I don't know stocks, and I'm forgetting what money smells like.
Yet, I'm going to go out on a limb here and say you have a safety net (be it your savings, or mom and pop's trust fund (if that hasn't dwindled away))

Congratulations on being an adult, and welcome to the wonderful world of compromise.



                          GETTIN' CHRONOCRUNK

Khuutra said:
Slimebeast said:

lol

It's about the difference between a small state and a big state. I am for the state taking care of people's basic needs if they are sick or disabled, or get in trouble, like accidents and stuff. And I'm not against universal healthcare (not that u said I was, but Kasz implied it). I don't think I've ever written anything to suggest that I am against basic universal healthcare.

In Sweden elder pensions are mandatory. A part of your income tax goes directly into the pension fund. That will secure a quite decent pension, especially if you actually work your whole lifetime. Some people want to invest additional money though privately to increase their future pension. It has lately become popular because the interest in those funds are free of tax (I think). I thought you had the same system in the US!

I live in Canada now! I don't know anything about how Canada handles this. Maybe famousringo can tell us (I think he's a Canuck)

And yet you started saving? When do you plan to get retired?



Opa-Opa said:
I suppose I can empathize, but you seem to be living modestly, or certainly not "beyond your means."

If you can find it in your budget: splurge.

I don't know stocks, and I'm forgetting what money smells like.
Yet, I'm going to go out on a limb here and say you have a safety net (be it your savings, or mom and pop's trust fund (if that hasn't dwindled away))

Congratulations on being an adult, and welcome to the wonderful world of compromise.

I have none of those things. My parents are terrible at saving money. My father will work until he dies (God forbid). That's why I'm scrambling to build one. The best thing I have in terms of liquidity is probably my car.



Slimebeast said:
Khuutra said:

I live in Canada now! I don't know anything about how Canada handles this. Maybe famousringo can tell us (I think he's a Canuck)

And yet you started saving? When do you plan to get retired?

Whenever it's possible for me to retire, I suppose - when I can maintain my current quality of life (maybe a little better) without having to rely on work-based income.

It's wy I want to start bulding some kind of stock portfolio early. By 50, maybe I'll be able to say "Yes, I would like to retire at [date]," but right now it's just like "AAAAHHHHH I'M GOING TO WORK UNTIL I DIIIIIIIE"



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Khuutra said:
Slimebeast said:
Khuutra said:

I live in Canada now! I don't know anything about how Canada handles this. Maybe famousringo can tell us (I think he's a Canuck)

And yet you started saving? When do you plan to get retired?

Whenever it's possible for me to retire, I suppose - when I can maintain my current quality of life (maybe a little better) without having to rely on work-based income.

It's wy I want to start bulding some kind of stock portfolio early. By 50, maybe I'll be able to say "Yes, I would like to retire at [date]," but right now it's just like "AAAAHHHHH I'M GOING TO WORK UNTIL I DIIIIIIIE"

Hehe, yeah that feeling really sucks. It's depressing to think one might have to work until the age of 65. If I could I'd retire tomorrow.



I've been quite fortunate on that front, as my parents expect me to have only $30,000 or so in college debt by the time i graduate, and all of it Stafford Loans.

 

But i have a neutral stance on investing. I'd be the kind that would want to micro-manage my portfolio, just because i'm obsessive-compulsive that way (an example would be torrenting. I'm always carefully managing my torrents to optimize the spread between files and keep my connections stable), plus i'd be fixated on the high-risk stuff. Emerging markets and BRIC investment and such.

 

The point to this pointless story is you have to do what feels comfortable primarily, just be aware of the consequences.



Monster Hunter: pissing me off since 2010.

Khuutra said:
Opa-Opa said:
I suppose I can empathize, but you seem to be living modestly, or certainly not "beyond your means."

If you can find it in your budget: splurge.

I don't know stocks, and I'm forgetting what money smells like.
Yet, I'm going to go out on a limb here and say you have a safety net (be it your savings, or mom and pop's trust fund (if that hasn't dwindled away))

Congratulations on being an adult, and welcome to the wonderful world of compromise.

I have none of those things. My parents are terrible at saving money. My father will work until he dies (God forbid). That's why I'm scrambling to build one. The best thing I have in terms of liquidity is probably my car.

Interesting.

If your just starting out, and want to learn what to do to save properly, I highly suggest looking into books by Dave Ramsey. He usually has some great, no-nonsense advice to get out of debt and/or how to save properly.



Back from the dead, I'm afraid.

i'm trying to get my very first job right now.

it sucks just starting out when it looks like every single job needs some kind of work experience, and theirs no way for a noob to enter.

i think i just parodied the gaming industry lol.



come try out the computer game i've been working on for my high school senior project, titled sling ball. http://vgchartz.com/forum/thread.php?id=76669&page=1

you can view a few screenshots from the game in my photo album here; http://www.vgchartz.com/photos/album.php?album=2312

yes, this is vonboy's alt account. i can't log into my original account, and i'm not sure if i will ever be able to.

Proud Member of the Official Yoshi Fan Club!.

mrstickball said:
Khuutra said:

I have none of those things. My parents are terrible at saving money. My father will work until he dies (God forbid). That's why I'm scrambling to build one. The best thing I have in terms of liquidity is probably my car.

Interesting.

If your just starting out, and want to learn what to do to save properly, I highly suggest looking into books by Dave Ramsey. He usually has some great, no-nonsense advice to get out of debt and/or how to save properly.

The book I read was by Derek Foster, actually.

I don't knonw how popular he is among the serious investor types