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Intrinsic said:

I, on the other hand, replace my phone every 3 years. I literally put $20 aside every month for three years towards my "phone budget" then take that money at the 36th month and buy whatever best phone I can get at that price.

I adopt the same budgeting approach towards buying my consoles too lol.

My previous phone I paid $120 for and lasted me two years, my current phone I paid about $150 and has so far lasted me 3 years. So I guess I could put $4.50 a month away to fund my phones. xD