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Cheaper for who? Everyone as a whole? Sure. Is it cheaper than it was when I was in my 20's lifting and eating healthy 5 days a week and had absolutely no need or want for health insurance. I've used my health insurance once in the past 14 years it's unnecessary and I have no need for it. If I'm going to be forced to have it then at the very least we need to make exceptions for people who want to eat as much as they want and have absolutely no care in the world for their own health. I refuse to be part of a system where I'm having to pay to take care of obese people with no self control or smokers. Obesity a lone already puts a heavy burden on are healthcare system and it's not getting better.