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DonFerrari said:

It impress me that people think it really is the fault of the capitalism that they want to have booze and party so the government must provide retirement and health since they couldn't save up for old age.

You do small sacrifices during your whole life so that you don't make gigantic sacrifices later on. The you of today need to loan to the you of tomorrow and not the opposite.

And for people saying how hard is to pay 250k on a house with 5% interest per year...

I paid 350k with 10% interest for 30year payment, when I first started working while having 3 months of wage delayed. But also I didn't go out, drink or anything. All my money was to pay for the car (about 30% interest per year) and apartment so I had all needed before marrying at 25.

Wow only $350K? They’d kill for housing that cheap in Melbourne.