| d21lewis said: -The person looking for a job but can't find one because of where they were born -The people who worked at a lucrative place for decades only to have it go out of business because the market changed -The person who tried very hard in school but just barely passed |
Now if only these were reason to be in debt.
1) They can move, or look for jobs in a wider field where the employer would be willing to assist with relocation, if it's a case of "born in a shitty country and the only way to stay alive is to pick through trash and sell any metals they find" then I don't think they have debt to worry about, since they've never been in a position to get a loan.
2) Then maybe, when they had such a lucrative job, they should have made contingencies for such eventualities, such as, I don't know, savings, realiable investments, etc?
3) Can they deliver newspapers, clean gardens? then they can work, and poor grades in school don't prevent you from getting a low paying job, and having a low paying job doesn't instantly mean you'll be in debt and unable to get out of it.
simple rules:
if you can't afford something, don't buy it.
if you can't get something without a loan, and you don't currently have a job or savings to pay back that loan, don't get it.
If you're in a low paying job, don't live beyond your means, (don't buy fuckin' iphones and designer clothing)
If you get paid barely anything, buy cheat food, shop for clothes in goodwill, live by your means.
Let's face it, people get in debt and fuck themselves over because they want things they cant afford, or fall into the trap of going into higher education thinking that the thousands upon thousands they pay for that education will somehow pay dividends in the end, which reality has shown us is rarely the case.
And then there's people like, Oh no i dont have a job and i've kids to feed and the wife/husband/girlfriend/boyfriend left me, perhaps maybe don't procreate if you're not in a position to support the outcome, or the willingness to do whats needed to support them should the current situation mess up.
Basically, I dispise lazy people who sponge off of the government or run up insane loans and credit card bills because they want to live beyond their means.
