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areason said:

If people buy insurance all of their lives and not when they become old then they will not have issues. You can check if people have a healthy lifestyle by a simple blood exam, it isn't hard mate. 

What insurance companies to evaluate individuals has nothing to do with the system, so does your car insurance. 

Sounds rather intrusive to me. If the government wants to track people like that everyone gets up in arms about it. Yet for insurance companies it's fine? Most people don't get private insurance until they're old since they're insured through work. Not sure what the solution is to that. Old people are or are quickly becoming the biggest burden on the system. The better healthcare gets, the bigger the drain of an ageing population.

Canada is still relatively young compared to other countries. Japan is already at 25% seniors.

At what point can insurance companies say, sorry you're too old to insure or charge over $600 a month per person 64 or older. I even found a rate for $1719 a month for age 85 (in good health, non smoking) from 2011. Isn't it the purpose of society to protect its weaker members?

Another observation. A lot of conservatives are very much against abortion. Yet taking care of children with pre-existing conditions is also a sin...

A lot of countries show universal healthcare works without the need of intrusively tracking the population. Why can't the greatest country in the world figure it out :)