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areason said:
Zkuq said:

More like that's exactly the reason there must be intervention. Because everyone's greedy and selfish (which isn't even completely true, only for the most part), the strongest end up taking advantage of the situation at the cost of the weaker. That's exactly what's happening in every country that has even hints of capitalism, and I don't see how the situation could improve if even the remaining restrictions were removed.

No mate, when people purposely put their health at risk because they are selfish you make them pay the consequences of their actions instead of fucking up everyone else in the country. 

If you stop forcing insurance companies of providing insurance to people with conditions, then prices across the board will fall. Also it will make people more aware of their health issues and it will make them work hard in order to be healthy (or else their package will be expensive). The result is a huge decrease in prices and healthy people. 

Do you really think only people risking their health suffer from a capitalistic healthcare system? And possibly even more importantly: Do you think the people are actually to blame for their condition? They sure have some responsibility for their condition, but there's always other things affecting people's choices too. I bet growing up in a bad environment results in a much higher chance of unhealthy choices, but how far can you really blame the affected people for that?

Prices fall only if the competition forces them to fall. In practice, there doesn't usually seem to be too much pressure for dropping prices, which results in prices staying high. Businesses try to maximize their profits, so they keep the prices as high as possible.

Also, I'm pretty sure I've heard similar times that those 'conditions' you mentioned include several conditions which people can do pretty much nothing about, or can do nothing about after the conditions have been diagnozed. Those people can't even do much about their situation, even if they tried. How do you take care of them? Are they not supposed to get any healthcare?