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Ruler said:
Havoc is easilly replacable, Sony will make their own physics egnine for these studios or use Physx

If they really wanted too then sure, they're more than capable of creating in-house solutions for all of their games (like many publishers do), but there's no real need. They obviously feel, at least with certain games, that the cost of licensing Havok is worth skipping doing it themselves. As long as MS continue to allow them to buy the license (which i expect they will), they'll likely continue to make use of it.