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d21lewis said:
I'm okay, I guess. Bills are paid, got a little savings, 401k etc. My problem is that 90% of my friends and family are terrible in this regard and have no problems with begging for my help.

I let people drag me down knowing full well that if something ever happens to me, I can only count on myself.

That is a fair point of differing internal forces versus external ones.

You do see how odd it is when 90% (I believe it too) people you know have this issue. Why is that? Why is it so difficult for majority of people to wrap their heads around concepts such as saving and planning?