Playstation plus is worth it, but playstation plus puts an insane ammount of pressure on you to continue paying cause if you dont you find yourself with zero games. I find that pressure, unconfortable. I also find it unconfortable to have Sony pick wich games go free. I am picky with my gaming moods and it would just thrown me off course and into chaos with my back catalog.
So... worth it? Yes. At all confortable and flexible? No.
I dont play much online multiplayer on consoles aswell, so i find it raises more issues than its worth it for me.