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I used to have live gold in the first year of the 360. But like you I didn't use it for months at a time and only sporadically for a few games, so I let it lapse. (well it actually took a lot of annoying questions before they guy on the phone would cancel it)

I play online more frequently nowadays but since I can do it for free on the ps3, why bother buying the 360 version of multiplat games.

I mainly play racing games online. I might be tempted to get gold again for forza 4. But It's hard to justify paying 10 dollars extra a month to play 1 game online. That's almost as much as a WoW subscription. Yes you can get it cheaper if you buy it for a whole year, but then I would spend 110 dollars before tax for 1 game...