Severance said:
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Most people would like to play MMO for just 1 month or so before deciding. For most MMO's, except WoW and couple other games, most people have played for only 1 month (what is free with a game) and then have abandoned the game. So either yearly price have to be minimal (around the same price as monthly fees are now) or game will be dead from the beginning. Anyway, you can have yearly payment with practically every MMO, even WoW. You just have a choice between paying 1 year at a time or just 1 month at a time (or 3 months or 6 months etc).
You need to have option for players who only wants to play game for a little while and then quit. Even many WoW players play for few months then quit for few months or even years and then starts again.